American Express SafeKey, MasterCard SecureCode and Verified by Visa all work in the same way. By using personal passwords they add an extra layer of protection when you buy online.
Once you have signed up for these services when you shop online at a participating retailer you will be asked to enter this additional password.
The first thing that you have to do is to register your card details and create
a password. This way you will benefit from an extra level of security. Click to see
a demonstration of the typical registration process.
Registration is very straightforward, and easy-to-follow, with plenty of prompts and information on screen as you go through the process. Initially you will be asked a few security questions and then you will be asked to create two things to identify you:
- A personal greeting, called a Personal Assurance Message (PAM)
- A password
