GLOSSARY
For chip and PIN cards retailers are not required to perform visual checks of the card, as the cardholder
may retain control of the card while the transaction
is performed. However, for other transaction types
it is important to check each card carefully to
ensure it is genuine.
Virtually all UK cards are chip and PIN cards. Extra vigilance should be taken when accepting cards that are not chip and PIN. Not all overseas card issuers have yet upgraded their cards to chip and PIN.
Non-chip and PIN transactions
There are lots of different card designs and card issuers both in the UK and overseas. BUT there are only a handful of valid card schemes which you need to recognise when examining a card. Focus on looking for the signs that tell you which card scheme the card belongs to and what functions that card is valid for.
Take time to look at your own cards so you know just what a valid card should look like; That way you are more likely to spot a fraudulent non-chip and PIN card.Make sure that you know which card types your business accepts. If you are presented with an overseas non-chip and PIN card make sure you are particularly
vigilant and carry out the security checks outlined on the following pages.
If you follow the same routine every time you handle a non-chip and PIN card transaction you should be able to detect any fraudulent attempts.
