Danielle Wooff impersonated 15 genuine HSBC account holders and used their bank accounts for frauds totalling £137,536.
Once she had taken control of the accounts, Wooff applied for credit products on some of them. She also used a number of the accounts to pay for items she bought online and over the phone.
Genuine transactions on the accounts were also disputed by Wooff.
The fraud was spotted by HSBC, which referred the case to the Dedicated Card and Payment Crime Unit.
Wooff, who had pleaded guilty at a previous hearing, was sentenced at Reading Crown Court at Reading Magistrates on Friday (June 23 2017) to a total of 42 months, which included 34 months for the fraud offences and eight months for another offence which was dealt with in the same hearing.
All account holders were refunded following the frauds, which took place between February 2014 and January 2015.
Det Con Andrew Jackson, who investigated the case for the DCPCU, said:
“Banks and law enforcement take fraud extremely seriously and we will work together to ensure anyone committing such crimes is brought to justice.
“Being a convicted fraudster can have very real consequences and this sentence sends a message that you will be caught.”
The DCPCU is sponsored by the banking industry and made up of officers from the City of London Police and the Metropolitan Police Service, bank investigators and support staff from Financial Fraud Action UK.
Danielle Wooff, 13/12/1991 of Mill Lane, Early, Wokingham: Pleaded guilty to 15 charges of fraud by false representation: A custodial sentence of 42 months; 34 months for fraud charges and eight months for a separate matter.